The following are the terms and conditions for Customers, Users, and Employees. So, these will apply as per your role.

quick financials wishes to procure the services under the terms and conditions set forth, and the user/customer wishes to be associated with these terms and conditions.

Therefore, in consideration of the agreements contained herein, the parties, intending to be legally bound, agree to the following:

1. Information Collection:

   • Information provided by you, such as applications or other forms (including your name, address, marital status, employment, assets, and income).
   • Information about you, your accounts, and your transactions received from you or others, such as account custodians, brokers, and other financial services firms, banks, etc.

2. Protection of Reputation:

   • If quick financials comes across anyone bad-mouthing or defaming the company’s reputation or members, strict legal action will be taken against the individual or group.

3. Privacy Policy:

   • Our terms and conditions guidelines apply to all users worldwide and cover all information related to quick financials business activities and dealings with other organizations. This also includes all IT and information communication facilities operated by Quick Financials.

MEMBERSHIP CARD TERMS AND CONDITIONS AND RETURN POLICY:

• The payment of Membership Card fees is refundable only in accordance with the company’s Return & Refund Policy.
• The Quick Financials Membership Card is not transferable and is only valid up to its date of expiry and may not be used by any person other than the cardholder.
• Lost, stolen, or damaged Quick Financials Membership Cards must be reported immediately for a replacement, which is chargeable.
• Renewal terms and conditions are at the discretion of Quick Financials.

CUSTOMER TERMS AND CONDITIONS:

• The payment of Membership Card fees is refundable only in accordance with the company’s Return & Refund Policy.
• The company only takes the cost of the Membership Card. No other type of service is charged.
• The membership card is not an ATM, DEBIT, or CREDIT CARD. Customers can use that card only for loan purposes with given benefits. Also, buying a Membership Card lets you apply for a loan, but it doesn’t guarantee loan approval.

CUSTOMER TERMS AND CONDITIONS (Continued):

• If a customer views any advertisement/promotional content of the company and approaches the company thinking they will get loan approval based on the advertisement, it must be noted that loan application will only be submitted once the customer buys Quick Financials Membership Card. Even after buying the membership card, final loan approval depends on the banks and the customer profile.
• Membership Cards can be used by the customer or referral person.
• If a customer reference does payment through their own referral link provided by the company, and it shows in the customer’s portal, then the company will give the payout to that customer.
• If the customer loan is approved in our company and they deny that loan approval, then the card payment would not be refundable.

REFERENCE TERMS AND CONDITIONS:

• Reference payout would be given to them as per the rules and regulations of our company.
• Our company will give payout only on membership cards; it does not depend on reference approval or rejection.
• Whether the customer loan is approved or not, that only depends on the customer profile and the company does not give any guarantee for that.

GENERAL TERMS AND CONDITIONS:

• If the login department fails to solve customer queries accurately, dedication and responsibility, then the login department agency will be canceled by the company.
• The Customer’s loan process might take more days because of any festival.
• The Company’s privacy policy, terms and conditions are also applicable to marketing and advertising.

PROMOTIONS/OFFERS TERMS AND CONDITIONS:

• The Winners will be announced on 4/6/2022.
• Winners will be automatically chosen by the system without manual interference.
• The winners’ names will be shown on the customer portal.

CANDIDATE TERMS AND CONDITIONS:

• The interview time is fixed.
• The interview can’t be taken any other time than the time decided by the company.
• The Company can ask any questions in the interview.

USAGE OF COOKIES/COOKIES POLICY:

• Cookies are used to help us understand and save your preferences for future visits and compile aggregate data about site traffic.

REMAINING TERMS AND CONDITIONS:

GENERAL TERMS AND CONDITIONS (Continued):

• The Company can change terms and conditions at any time and the same would be effectively applied to all the departments.
• If the customer has taken the services of the company, then the company will be able to use customer photos and names for Testimonials on any platform.
• The documents, cheques, and OTP that the company’s employee asks the customer is for the processing of the loan, the company is not responsible if any problems/disputes arise in the future.

PROMOTIONS/OFFERS TERMS AND CONDITIONS (Continued):

• The Winners will be announced on 4/6/2022.
• Winners will be automatically chosen by the system without manual interference.
• The winners’ names will be shown on the customer portal.

CANDIDATE TERMS AND CONDITIONS (Continued):

• The interview time is fixed.
• The interview can’t be taken any other time than the time decided by the company.
• The Company can ask any questions in the interview.
• A resume (Xerox) will be mandatory for the interview. The resume will not be returned. There will be no misuse of the resume.

USAGE OF COOKIES/COOKIES POLICY (Continued):

• Cookies are used to help us understand and save your preferences for future visits, keep track of advertisements, and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.